Disclaimer

No Investment Advice

All Services & Content presented on this Site (www.lumovest.com) and on our promotional materials are intended to be used and must be used for educational and informational purposes ONLY. Lumovest is an education company. We are not a broker / dealer and we’re not an investment adviser. We do not provide investment or financial advice. The content presented on our site and in our promotional materials should not be construed as legal, commercial, financial, or tax advice of any kind or as an offer to perform advisory services on any subject matter.

We may reference specific securities, investment opportunities and financial analysis in our content. However, they’re intended solely for educational and informational purposes only. They are not endorsements or recommendations to invest. No content on the site and/or on our promotional materials should be construed as a recommendation to enter into any investment transactions or to engage in any investment strategies.

No Guarantee of Results

The Content provided on this Site and on our promotional materials should not be interpreted as a get rich quick scheme. While we teach the concepts and applications of investing, consuming our Content does not mean you’ll get rich quick nor does it mean you’ll make profitable investments.

Any specific customer results, stories, reviews and testimonials published on our Site and/or on our promotional materials are illustrative in concept only and should not be considered as an indicator or a guarantee of your results. Neither Lumovest nor any third party has verified the truth or accuracy of the results or experiences described by the customers. Circumstances and performances vary among individuals and you should not construe specific examples provided on our Site and/or on our promotional materials as indicative of the results that you’ll be able to achieve.

We cannot and do not, in any way, whether directly or indirectly, guarantee your level of investment performance or results. Your investing performance and results are completely dependent upon your own investment decisions, due diligence, time commitments, efforts and general market conditions.

Forward-Looking Statements

Certain content provided through our Services may include or is based upon forward-looking statements within the meaning of the Securities Litigation Reform Act of 1995. Forward-looking statements often address the expected future business and financial performance and financial condition, and often contain words such as “expect,” “anticipate,” “intend,” “plan,” “believe,” “seek,” “see,” “will,” “would,” “estimate,” “forecast,” “target,” “preliminary,” “range”, or words of similar meaning. Such statements are purely illustrative in nature and intended for educational and informational purposes only. It’s your responsibility to conduct your own due diligence on investment opportunities and form your own forecasts. You should never rely investment and financial decisions on the forward-looking statements provided through our Services.

Lumovest neither intends, nor assumes any obligation, to update or revise these forward-looking statements in light of developments which differ from what’s shown in our content.

Rounding

Due to rounding, the numbers presented throughout the Lumovest Content may not add up precisely to the totals provided and percentages may not precisely reflect the absolute figures.

Investing Risk & Reward

Investing may result in gains but it also entails risk. Security prices can go up and down as can the value of the underlying asset. General macroeconomic and market conditions may change. Investing is not a guaranteed, risk-free way to make money. There’s a level of risk and poor investment decisions can lead to permanent loss of capital. Past performance is not a guarantee of future performance.

No Warranty

THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. USE OF THE SERVICE IS AT YOUR OWN RISK. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICE IS PROVIDED WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WITHOUT LIMITING THE FOREGOING, LUMOVEST, ITS SUBSIDIARIES, ITS AFFILIATES, AND ITS LICENSORS DO NOT WARRANT THAT THE CONTENT IS ACCURATE, RELIABLE OR CORRECT; THAT THE SERVICE WILL MEET YOUR REQUIREMENTS; THAT THE SERVICE WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION, UNINTERRUPTED OR SECURE; THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED; OR THAT THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. ANY CONTENT DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS DOWNLOADED AT YOUR OWN RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR MOBILE DEVICE OR LOSS OF DATA THAT RESULTS FROM SUCH DOWNLOAD OR YOUR USE OF THE SERVICE.

SOME LAWS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY, SO THESE LIMITS MAY NOT APPLY TO YOU.

LUMOVEST DOES NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE LUMOVEST SERVICE OR ANY HYPERLINKED WEBSITE OR SERVICE, AND LUMOVEST WILL NOT BE A PARTY TO OR IN ANY WAY MONITOR ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES.